How Much Is Business Insurance
for Land Surveyors?

Surveyor insurance protects freelance surveyors from the cost of lawsuits, equipment damage, and other expenses they simply can't afford to pay on their own.

Insurance costs always depend on the specifics of the surveying business (i.e., its size, revenue, and history). But we can give you a rough estimate on the cost of your coverage. Let's look at what a typical surveying company pays for insurance.

Note: These sample insurance quotes are for illustration only. Actual insurance premiums may vary.

HOW MUCH IS
General Liability Insurance?

How Much Does General Liability Insurance Cost?

Because surveyors work outside, moving their equipment from place to place, they're exposed to risks every day that can be covered with a General Liability Insurance policy. For example, a pedestrian trips over your tripod and breaks his leg. Or imagine that a contractor stumbles over one of your stakeout markers at a construction site. If you're sued for third-party injuries or property damage, GL can cover your legal expenses and shield you from costly lawsuits.

Surveyor General Liability Insurance typically costs $425 to $634.

Average Premiums, Deductibles and Limits on General Liability Insurance Policies for Surveyors
Name USD

Median policy premium:

$425 - $634

Per claim limit:

$1 million

Policy limit:

$2 million

Median policy deductible:

Varies

To see how the cost of General Liability Insurance for land surveyors compares with other industries, visit Insureon's General Liability Insurance Cost Analysis New browser window icon..

HOW MUCH IS
a Business Owner's Policy?

What Does a Business Owner's Policy Cost?

Surveyors can get lower insurance premiums by signing up for a Business Owner's Policy (or BOP), which bundles General Liability and Property Insurance. BOP premiums are usually significantly lower than if you purchase these two policies on their own. Because your equipment is crucial for your business, it's important that you protect it. Your infra-red reflectors, theodolite, levels, GPS systems, and other equipment and business property can all be covered with a surveyor's BOP.

A surveyor's Business Owner's Policy typically costs $500 to $1,106.

Average Premiums, Deductibles and Limits on Business Owner's Policies for Surveyors
Name USD

Median policy premium:

$500 - $1,106

Per claim limit:

$1 million

Policy limit:

$2 million

Median policy deductible:

$500

HOW MUCH IS
Errors and Omissions Insurance?

How Much Is Errors and Omissions Insurance?

Precision is the name of the game for a surveyor, but what happens if you make a mistake or a problem with your equipment leads to an inaccurate measurement? Errors and Omissions Insurance (also called E&O or Professional Liability Insurance) for surveyors covers the cost of lawsuits about errors in your measurements and other professional mistakes. For instance, if a physical survey misidentifies the boundaries of a property, E&O would cover the cost of your lawyers' fees if a client decides to sue.

Surveyor E&O typically costs $1,500 to $1,955.

Average Premiums, Deductibles and Limits on Errors and Omissions Insurance Policies for Surveyors
Name USD

Median policy premium:

$1,500 — $1,955

Median policy limit:

$1 million

Median policy deductible:

$2,500

To see how the cost of Errors and Omissions Insurance for land surveyors compares with other industries, visit Insureon's Professional Liability Insurance Cost Analysis New browser window icon..

HOW MUCH IS
Commercial Auto Insurance?

What Does Commercial Auto Insurance Cost?

Because surveyors must travel to locations in order to take their measurements, Commercial Auto Insurance provides important coverage and protects you from the cost of a car accident.

Surveyor Auto Insurance typically starts at $1,246.

Average Premiums, Deductibles and Limits on Commercial Auto Insurance Policies for Surveyors
Name USD

Median policy premium:

$1,246

Median policy limit:

$1 million

Median policy deductible:

$500

HOW MUCH IS
Workers' Compensation?

How Much Is Workers' Compensation?

Say one of your surveyors is staring down at her GPS tracker and stumbles, tearing a ligament in her knee. Workers' Compensation Insurance can pay for the employee's surgery, physical therapy, and other costs related to the insurance. Most employers are legally required to have Workers' Comp, so check your state laws and make sure you're in compliance.

Surveyors Workers' Comp typically costs $450 to $808 in annual premiums.

Average Premiums, Deductibles and Limits on Workers' Compensation Insurance Policies for Surveyors
Name USD

Median policy premium:

$450 - $808

Accident limit:

$100,000

Disease limit:

$500,000

Median policy deductible:

Varies

To see how the cost of Workers' Compensation Insurance for land surveyors compares with other industries, visit Insureon's Workers' Compensation Insurance Cost Analysis New browser window icon..

Free Surveyor Insurance Quotes

Free Surveyor Insurance Quotes

Submit our online insurance application and we'll send you a free insurance quote, customized for your surveying business.

Grab-n-Go Information

Free eBook
Built to Last: A Business Insurance Guide for Architects, Engineers, and Design Professionals
Browse eBook
Sample certificates
See a sample Certificate of Liability Insurance, the proof of coverage you need for most contracts.
View Sample
Sample Quotes & Cost Estimates
See what insurance really costs: actual quotes by policy & specialty.
Get Estimates
Ask A Question
Submit your questions about small business insurance and get answers from our experts.
Read Answers